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Products
First State Community Bank offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
Conventional conforming fixed rate loans
Conventional Jumbo fixed rate loans
USDA/Rural Development
FHA
VA

Conventional conforming fixed rate loans

Conventional fixed rate loans with terms of 10, 15, 20 and 30 years.

 

Maximum Amount: $417,000

Conventional Jumbo fixed rate loans

Fixed rate loans with terms of 10, 15, 20 and 30 years.

Loan to value and credit score restrictions apply.

 

Maximum Amount: $3,000,000

USDA/Rural Development

This program allows you to borrow 100% of the appraised value so that you may finance your closing costs.  Maximum household income limits apply.

Term: 30 years  

FHA

Fixed rate with 15 and 30 year terms.

VA

For eligible veterans.  Fixed rate with 15 and 30 year terms.